Shoprite Expands Payment Flexibility With PayJustNow BNPL Voucher Option
Shoprite Expands Payment Flexibility With PayJustNow BNPL Voucher Option. Shoprite Group customers can now use PayJustNow’s buy now, pay later payment options to purchase vouchers and split payments into instalments over periods ranging from three to 12 months.
The announcement comes as South African households experience increased financial pressure at the beginning of the year, when expenses linked to education, transport and groceries place strain on household budgets.
Dean Hyde, chief operating officer at payments platform and Buy Now Pay Later provider PayJustNow, says January often forces consumers to reassess how they manage spending. He explains that many shoppers are not seeking to increase consumption, but rather to spread essential costs in a way that aligns with income cycles, without paying interest or accumulating unmanageable debt.
Through the new offering, Shoprite Group customers can choose between PayJustNow’s interest-free BNPL option or its interest-bearing Pay-in-12 plan. Both allow voucher purchases to be divided into structured instalments over three to 12 months, providing predictable repayment schedules.
The payment option is available across several Shoprite Group brands. These include in-store purchases at Shoprite, Checkers, Checkers Hyper, Usave, Checkers Outdoor, UNIQ clothing by Checkers, Little Me and Petshop Science. The option is also accessible online through Sixty60 and Computicket.
According to PayJustNow, the aim is to support cash-flow planning by allowing customers to pay for larger purchases over time rather than making a once-off payment that could disrupt monthly budgets. Hyde notes that flexibility works best when supported by affordability checks, transparent instalment schedules and fixed end dates.
Hyde adds that PayJustNow currently serves around three million consumers and records a 98 percent payment completion rate. The platform is also adding more than 100,000 new users each month.
From Shoprite Group’s perspective, the initiative aligns with its focus on improving accessibility for customers. Jean Olivier, general manager of Financial Services at Shoprite Group, says the goal is to provide practical tools that help customers manage larger expenses.
Olivier notes that fewer than one in five South Africans have a credit card, making alternative payment solutions important for households managing needs such as appliances, school supplies or technology for education and work.
The collaboration also reflects changing consumer behaviour, with shoppers increasingly planning purchases, spreading costs and prioritising predictable repayments over impulse spending.
PayJustNow and Shoprite Group say the option forms part of ongoing efforts to broaden payment choice for everyday South African consumers nationwide.
